Adopsi QRIS pada UMKM di Desa Sidowayah sebagai Inovasi Pembayaran Digital

Penulis

  • Ayundasari Ayundasari Universitas Budi Luhur
  • Nawiroh Vera Universitas Budi Luhur
  • Artyasto Jatisidi Universitas Budi Luhur

DOI:

https://doi.org/10.54259/pakmas.v6i1.7626

Kata Kunci:

QRIS, MSMEs, Digital Literacy, Digital Payments, Community Service

Abstrak

This community service program aims to improve digital literacy and QRIS adoption among Micro, Small, and Medium Enterprises (MSMEs) in Sidowayah Village, Klaten Regency. The program was implemented from August to November 2025 through the MBKM Diktisaintek Berdampak program, with door-to-door mentoring, QRIS registration assistance, and post-program monitoring. This study used the Diffusion of Innovation Theory and the Integrated Technology Acceptance and Use Theory (UTAUT) to understand the factors influencing technology adoption. The results showed that 5 out of 10 targeted MSMEs were able to adopt QRIS, especially the culinary sector, which had the highest adoption rate due to the need for fast transactions and increasing demand for digital payments from customers. The program also faced several challenges, including limited internet connectivity, low digital literacy, and psychological barriers such as fear of making technical errors. However, intensive mentoring in the community has been shown to increase MSMEs' confidence in using digital payment systems. This program demonstrates that collaborative and sustainable mentoring can facilitate the digital transformation of rural MSMEs and empower the community economy

Unduhan

Data unduhan belum tersedia.

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Unduhan

Diterbitkan

2026-05-15

Cara Mengutip

Ayundasari, A., Nawiroh Vera, & Artyasto Jatisidi. (2026). Adopsi QRIS pada UMKM di Desa Sidowayah sebagai Inovasi Pembayaran Digital . PaKMas: Jurnal Pengabdian Kepada Masyarakat, 6(1), 310–319. https://doi.org/10.54259/pakmas.v6i1.7626

Terbitan

Vol 6 No 1 (2026): Mei 2026

Bagian

Articles

Lisensi

Hak Cipta (c) 2026 Ayundasari Ayundasari, Nawiroh Vera, Artyasto Jatisidi

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